It's just hormones...right???

How do you do it? I must think like a guy or something. It takes a ton of will power not to try to (literally) get my boyfriend into bed. I don't want to have sex this early in life or have to deal with the responsibilities. My boyfriend and I have talked about where we are going with our lives and how we want to wait for all of that adulthood stuff until we are out of college and have great educations. But, even through all of that I always have the urge to strip him down and really have sex with him. We don't even go any further than two second kisses on the lip and we've never been in a situation where we agreed to do more, but I always want more. How do I deal with it? Am I the only one who wants to do this? I don't want to, but I have the urge? Does anyone else get my urge? Does anyone else understand? Would my boyfriend understand? AM I TABOO???