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To have sex or not? It's a tough decision to make. There’s a lot to consider, like emotions, pregnancy and STDs. Read on to find out if you’re ready for sex or not.

The Facts and a Smile

By Chelsea Biemiller, 18, Contributor

The question of who to talk to about sex has always been a difficult one for me to answer. I have always been close to my mother. Talking to her about boys, friendship problems and school stresses was never a problem.

Sex, Etc. teen staff writer Chelsea Biemiller, 18.

Photo by Nick Maimone

Staff writer, Chelsea Biemiller, 18. Meet Chelsea.

How do I know if I'm ready to have sex? I am 13 years old and I really want to have sex. Is it normal that a 13-year-old wants to have sex already? How do I say “No” to my partner? I think I'm ready. What should I do before I have sex?

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Have questions or comments about knowing if you're ready for sex or not? Go to the Forums and share your thoughts!

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How long are you waiting to have sex?

AUntil I’m out of high school.
BUntil I find the right person.
CUntil I get married.
DI’m not waiting at all.

What era is your school in when it comes to sex ed? Take our quiz and find out how up-to-date or out-of-date sex ed is at your school!

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Here are some of the best Web sites, hotlines and books about teens’ sexual decisions.